Debt investors

Arion Bank's funding policy is to seek stable funding at low cost that provides the Bank with a competitive advantage to service its retail and corporate clients.

Arion Bank's funding profile is strong as it supports the Bank's liquidity profile, helps it to withstand stress scenarios for an extended period of time and is not reliant on volatile funding or external support.

Arion Bank's funding profile is balanced as it aims to reduce asset and liability mismatches, have a diversified funding profile between deposits and wholesale funding and a balanced maturity profile.

Arion Bank's funding policy supports the Bank's franchise value as the Bank aims to be a leading issuer in Iceland, by having good investor relations, excellent disclosure and maintaining external credit ratings.