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Arion Bank

Borgartúni 19, 105 Reykjavík

SSN: 581008 - 0150

Swift: ESJAISRE

LEI: RIL4VBPDB0M7Z3KXSF19

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  1. Individuals
  2. ▸
  3. Loans
  4. ▸
  5. Short term loans

Bridg­ing the gap

Sometimes expenses arise at inconvenient times. That's when simple, flexible solutions are needed.

Taka út? --> (It's easy to check your credit score in the Arion app.
Open the app and click on .... There you can control how you divide the amount between the available loans.)

Hlutamynd - myndavél

When life brings an un­ex­pect­ed bill

Unexpected expenses can affect anyone, creating a need for additional financial flexibility. Short-term loans may be used to cover such expenses, subject to each individual's credit limit.

As circumstances and needs may vary, we offer several short-term loan options suited to different situations.

Hlutamynd skrifborð

Con­sumer loan

A Consumer loan can be a suitable option if unexpected expenses arise and you need to bridge a shortfall. It can also be useful if you have several instalment plans or loans that you would like to consolidate.

More
Arion fjolskylda

Over­draft

You only pay interest on the amount you use, with no fixed repayment schedule. This gives you the flexibility to repay in a way that works for you.

Overdraft
Peysur í verslun

Pay­ment dis­tri­b­u­tion

Allows you to spread your credit card balance over up to 18 months. You can also spread the cost of a single transaction, for example when making a larger purchase.

More
App - stöðuskjár - light

What is my credit limit?

Your credit limit determines the maximum loan amount available to you.

You can view your credit limit in the Arion app. The limit is reviewed regularly and is based on your financial circumstances.

You can allocate your credit limit across different loan options, such as an overdraft facility, a credit card, or a consumer loan.

Skrifstofa

How do I maintain a good credit score?

Credit assessment can be most simply explained as a rating or evaluation of how individuals or companies will meet repayments of loans and financial obligations.

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Hlutamynd - sófi - teppi - kaffibolli

Make your month-end easier

Everyone can experience fluctuations in expenses at some point and it may be necessary to split payments in order to meet their obligations.

It's simple to apply for credit card payment distribution in the Arion Bank app, but there are a few things to keep in mind when considering payment distribution.

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Hlutamyndir

Losing your job

Leaving a job can happen in various ways and have different consequences. If you are hired temporarily for a position or decide to resign from your job yourself, the adjustment period is often longer, giving you more time to think about your next steps and be well prepared for them.

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Kortanotkun

Góð ráð til að greiða sem minnst vegna kortanotkunar

Greiðslukort eru þægileg og handhæg leið til að greiða fyrir vörur og þjónustu og fá góða yfirsýn yfir eyðslu hvers mánaðar. Einnig fylgir þeim ákveðið öryggi eins og endurkröfuréttur.

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