Sign in
Onboarding
Loans
MortgagesCar loansShort term loansRefinancingHome equity LoanCred­it as­sess­ment
Savings
Savings accountsFX AccountsSupplementary Pension SavingsMandatory Pension SavingsPrivate BankingFundsSecurities
Cards and payments
Credit cardsDebit cardsGift cardsForeign paymentsChargeback
Rewards
Arion RewardsArion futureReward AccountPremia bankingEK club
Insurance
Family and propertyLife and healthTravel and hobbiesVehicles
Family
The kids11 - 17 years18 - 23 yearsThe Household50 years and older
Simplify your life
Refinance your loansPayment difficultiesFinance and insurance in one placeMake saving a habitLeiguskjól
At crossroads
First jobHaving a babyChanging jobsRetiringEstate administrationMoving to Iceland
Consultation and education
Women investCyber securityArticlesFinancial advising
Onboarding
Financing
Car and equipment loansWarrantiesGreen business loansInvestment loansOperating loans
Return
Deposit accountsFX AccountsAsset ManagementFundsSecurities
Corporate payments
Credit cardDebit cardGift cardsPension fund paymentsCurrency transactions
Financial Solutions
The Arion appCorporate online bankingCollection serviceRecurring paymentsB2B
Insurance
Procuction and industryFisheriesAgricultureRetail and servicesTourismHealth and Specialist Services
Corporate structure
Solutions for SMCsServices for large enterprisesSole proprietorsOwners' associations
Simplify your operations
Key usersDigital documentsB2B
Consulting
Corporate finance Professional investor asset managementCorporate private bankingCapital marketsFX tradingArctic Investments
Company success
Everything a CFO needsCustomer success
Management structure
BoardExecutive committeeGovernanceOur strategySubsidiariesOrganizational chartAssets held for sale
Human resources
The WorkplaceGraduation programApply for a jobStaff search
Sustainability
Our sustainabilitySustainable FinanceOur successSFDRGrants
Services
Branches and ATMsContact usOnboardingArion appOnline banking
Regulatory
Due diligence for individualsDue diligence for legal entitiesLegal remedies for customersInvestor protectionRules and termsData Protection NoticeDisclaimersCookies
Data
Interest rates and price listsApplication formsCurrency
Media
Media contactsPhoto librayArion newsArticles
Q2 2026 WebcastArctic InvestmentsCapital Markets Day 2024
Financial Information
Key figuresFinancial reportingFinancial calendarRisk and capital adequacyGeneral meetingsMedium term financial targets
Equity Investors
Listed sharesShareholders' listMajor shareholder announcementsAnalysts
Debt Investors
Funding programmes and prospectusesFinal terms and conditionsCovered bondsSustainable frameworkRatingIssuance schedule
Information
ContactsStock Exchange press releasesSubscribe to Stock Exchange press releases

Want to do business?

It is simple and convenient to do business with us

Sign upContact Us
Support

Open weekdays 9-16

+354 444 7000

Shortcut
Branches and ATMsInterest rates and price listsApplication formsRules and TermsData Protection Notice
Due diligence
IndividualsCorporateRegister identification
Internet Fraud

netsvik@arionbanki.is

Cyber security
Social media
FacebookInstagramLinkedInTikTok

Arion Bank

Borgartúni 19, 105 Reykjavík

SSN: 581008 - 0150

Swift: ESJAISRE

LEI: RIL4VBPDB0M7Z3KXSF19

DisclaimersCookie settings
  1. Individuals
  2. ▸
  3. Loans
  4. ▸
  5. Short term loans

Bridging the gap

Sometimes unexpected costs arise at the most inconvenient time. That’s when simple and flexible solutions can help.

Hlutamynd - myndavél taska grænn

When life brings an un­ex­pec­ted bill

Sometimes you need a little extra financial flexibility, whether it's for your car, your home or an unexpected expense. A short-term loan can help you manage these costs, with the amount available based on your individual borrowing limit.

Because everyone's circumstances are different, we offer a range of short-term loan options to suit different needs and situations.

Hlutamyndir - skrifborð tölva sími

Con­sumer loan

If unexpected expenses arise and you need to bridge the gap, a consumer loan may be a suitable solution. You can also use it to combine multiple instalment plans or loans into one.

More
Arion fjolskylda

Over­draft

There are no fixed repayments. You only pay interest on the amount you use and can choose a repayment schedule that suits you.

Overdraft
Peysur í verslun

Pay­ment dis­tri­bu­tion

Spread your credit card balance over up to 18 months. You can also choose to spread the cost of individual purchases, such as a larger one-off purchase.

More
App - stöðuskjár - light

What is my credit limit?

Your credit limit is the maximum amount you can borrow.

You can view your credit limit in the Arion app. It is reviewed regularly and based on your financial circumstances.

You can use your credit limit across different borrowing options, such as an overdraft facility, a credit card or a consumer loan.

Skrifstofa

How do I maintain a good credit score?

Credit assessment can be most simply explained as a rating or evaluation of how individuals or companies will meet repayments of loans and financial obligations.

Read more
Hlutamyndir - sófi teppi kaffibolli gulur

Make your month-end easier

Everyone can experience fluctuations in expenses at some point and it may be necessary to split payments in order to meet their obligations.

It's simple to apply for credit card payment distribution in the Arion Bank app, but there are a few things to keep in mind when considering payment distribution.

Read more
Hlutamyndir - tölva sími skrifblokk blýantur

Losing your job

Leaving a job can happen in various ways and have different consequences. If you are hired temporarily for a position or decide to resign from your job yourself, the adjustment period is often longer, giving you more time to think about your next steps and be well prepared for them.

Read more
Kortanotkun

Good tips to pay as little as possible for card usage

Payment cards are a convenient and practical way to pay for goods and services, while providing a clear overview of monthly spending. They also come with certain security features, such as the right to a chargeback.

Read more
01 / 02