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Arion Bank

Borgartúni 19, 105 Reykjavík

SSN: 581008 - 0150

Swift: ESJAISRE

LEI: RIL4VBPDB0M7Z3KXSF19

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  1. Corporate
  2. ▸
  3. Financing
  4. ▸
  5. Operating loan

Are there fluc­tu­a­tions in op­er­a­tions?

We offer diverse financing options that suit businesses at different operational stages.

Búð Farmers Market

Which financing option is best suited for your company?

With flexible loans, you can secure working capital for daily operations, projects, or production.

You can send us a message at fyrirtaeki@arionbanki.is or contact us through our online chat. You can also always call us at 444 7000.

Bond loans

Bond loans are suitable when financing with regular repayments is needed.

  • The loan is repaid with monthly or regular payments

  • Both loan amount and loan term are negotiable

  • Flexible solution suitable for many types of operations

Prod­uct Loan

Product loans are loans provided to companies that need financing for inventory or production products.

  • Provided in the form of an overdraft facility or drawdown loan

  • Loan agreement for one year at a time

  • Maximum loan amount is 50% of the cost value of products/inventory

  • The borrower must regularly inform the bank about the status of products/inventory

Over­draft fa­cil­i­ty

Suitable when businesses have temporary financial needs or fluctuations in capital requirements.

  • Overdraft facility is granted on the company's account

  • Agreement for authorization up to one year at a time or less

  • Interest paid only on the utilized portion of the facility

  • Application, changes, and management of authorizations take place in online banking by key users

Hlutamyndir - fyrirtæki

Are you plan­ning con­struc­tion work?

Customized solution for companies facing construction or development projects.

  • Provided as an overdraft facility or drawdown loan

  • Loan amount assessed based on cost estimate

  • Drawn on the loan in line with project progress and increased property value

  • Larger projects may require assessment of cost value by external professionals

We would love to look into things with you

You can send us a message at fyrirtaeki@arionbanki.is or contact us through our online chat. You can also always call us at 444 7000.