Are there fluctuations in operations?
We offer diverse financing options that suit businesses at different operational stages.

We offer diverse financing options that suit businesses at different operational stages.

With flexible loans, you can secure working capital for daily operations, projects, or production.
You can send us a message at fyrirtaeki@arionbanki.is or contact us through our online chat. You can also always call us at 444 7000.
Bond loans are suitable when financing with regular repayments is needed.
The loan is repaid with monthly or regular payments
Both loan amount and loan term are negotiable
Flexible solution suitable for many types of operations
Product loans are loans provided to companies that need financing for inventory or production products.
Provided in the form of an overdraft facility or drawdown loan
Loan agreement for one year at a time
Maximum loan amount is 50% of the cost value of products/inventory
The borrower must regularly inform the bank about the status of products/inventory
Suitable when businesses have temporary financial needs or fluctuations in capital requirements.
Overdraft facility is granted on the company's account
Agreement for authorization up to one year at a time or less
Interest paid only on the utilized portion of the facility
Application, changes, and management of authorizations take place in online banking by key users

Customized solution for companies facing construction or development projects.
Provided as an overdraft facility or drawdown loan
Loan amount assessed based on cost estimate
Drawn on the loan in line with project progress and increased property value
Larger projects may require assessment of cost value by external professionals
You can send us a message at fyrirtaeki@arionbanki.is or contact us through our online chat. You can also always call us at 444 7000.