Are there fluctuations in operations?
We offer diverse financing options that suit businesses at different operational stages.
We offer diverse financing options that suit businesses at different operational stages.
With flexible loans, you can secure working capital for daily operations, projects, or production.
You can send us a message at fyrirtaeki@arionbanki.is or contact us through our online chat. You can also always call us at 444 7000.
Bond loans are suitable when financing with regular repayments is needed.
The loan is repaid with monthly or regular payments
Both loan amount and loan term are negotiable
Flexible solution suitable for many types of operations
Product loans are loans provided to companies that need financing for inventory or production products.
Provided in the form of an overdraft facility or drawdown loan
Loan agreement for one year at a time
Maximum loan amount is 50% of the cost value of products/inventory
The borrower must regularly inform the bank about the status of products/inventory
Suitable when businesses have temporary financial needs or fluctuations in capital requirements.
Overdraft facility is granted on the company's account
Agreement for authorization up to one year at a time or less
Interest paid only on the utilized portion of the facility
Application, changes, and management of authorizations take place in online banking by key users
Customized solution for companies facing construction or development projects.
Provided as an overdraft facility or drawdown loan
Loan amount assessed based on cost estimate
Drawn on the loan in line with project progress and increased property value
Larger projects may require assessment of cost value by external professionals
Companies can now apply for overdraft facilities in Arion Bank's online banking and receive a decision within minutes. This financing option offers up to 20 million ISK, either without additional collateral or with the personal guarantee of the owners. This new feature simplifies the application process and increases access to operational financing through online banking. Please note that only key users can apply.
Companies can apply for overdraft facilities in Arion Bank's online banking under the account overview section. There they can select which account the overdraft facility will be linked to.
You can send us a message at fyrirtaeki@arionbanki.is or contact us through our online chat. You can also always call us at 444 7000.
Date cannot be in the past
Summary | |
|---|---|
| First payment date | 12. júlí 2026 |
| Loan period | 6 months |
| Months between payments | 1 mánuður |
| Nominal interest per year | 14% |
| Annual percentage rate of cost | 0% |
| Bond value | 0 kr. |
| Total loan taking cost | 0 kr. |
| Total repayment | 0 kr. |
Costs | |
|---|---|
| Loan fee | 0 kr. |
| Total fee per payment | 0 kr. |
| Service fee | 9.995 kr. |
| Registration fee | 2.500 kr. |
| Total costs | 0 kr. |