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Arion Bank

Borgartúni 19, 105 Reykjavík

SSN: 581008 - 0150

Swift: ESJAISRE

LEI: RIL4VBPDB0M7Z3KXSF19

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  1. Individuals
  2. ▸
  3. The family
  4. ▸
  5. Home

Fam­i­ly fi­nances in one place

Whether you're thinking about housing matters or your family is growing, we are here to assist you with the future.

Fjölskylda fjármál og tryggingar

Home is where the heart is

Buying a property is one of the biggest financial steps in life and often comes with big questions. With us, you'll get simple and clear solutions that help you towards your dream home.

We know there's a lot to consider, which is why we guide you through the process, step by step from idea to first payment. Many options are available, so it's important to explore the choices offered and how they suit your goals.

Housing loans

Are you buy­ing prop­er­ty?

We strive to meet people's needs when it comes to housing financing. Therefore, we offer various loan options with regard to payment methods, loan terms, and different needs.

Housing loan

Payment Assessment

Do you want to know what your pay­ment ca­pac­i­ty is?

It's good to know what your repayment capacity is before taking out a loan. Calculating your repayment capacity is simple, as the process is electronic and takes just a few minutes.

Cred­it as­sess­ment

Loans for new con­struc­tion

We provide comprehensive financing that supports you through every stage of your project, from buying the land to finishing the construction.

Learn more

Are you rent­ing?

In collaboration with Leiguskjól, a subsidiary of the bank, Arion Bank issues rental guarantees. With Leiguskjól, the customer makes monthly payments for the guarantee along with an initial pledge. Leiguskjól can therefore significantly increase tenants' disposable income by providing a guarantee instead of completely tying up their money in a deposit account.

Leiguskjól

Ad­di­tion­al hous­ing loan

Suitable for those who want to take advantage of favorable pension fund loans but need additional funding to purchase a new property or refinance existing housing.

Learn more

Re­fi­nanc­ing a loan

Housing loans come in different forms, and the interest rates that the housing loan carries have a significant impact on the loan's repayment burden.

Refinancing
App - fríðindi - light

Arion rewards for our favourite people

In short, Arion rewards work like this: the more you use our services, the more benefits you receive.

It takes just 30 seconds to get started — simply open the Arion app and follow a few easy steps.

In the app, you’ll have a clear overview of your rewards and the services you use with us, as well as the additional benefits available to you — and there are plenty to choose from!

Arion rewards

House­hold Op­er­a­tions

Car Loan

We offer fast and excellent service with favorable terms when you purchase a new or used car.

Car loans

Credit card

Do you want to pay a lower annual fee, have the best travel insurance, or even collect plenty of loyalty points?

View all credit cards

Consumer loan

A Consumer loan can be a suitable option if unexpected expenses arise and you need to bridge a shortfall. It can also be useful if you have several instalment plans or loans that you would like to consolidate.

More

Overdraft

You only pay interest on the amount you use, with no fixed repayment schedule. This gives you the flexibility to repay in a way that works for you.

Overdraft

Payment distribution

Allows you to spread your credit card balance over up to 18 months. You can also spread the cost of a single transaction, for example when making a larger purchase.

More

Insurance

Haven't insured your home yet? With us, you benefit from having your finances and insurance in the same place. As a result, you get better terms if you're with both Arion and Vörður. We'll give you an insurance quote in just a few seconds.

Finance and insurance in one place
App - stöðuskjár - light

The family is in the Arion app

We emphasize making it easy for families to manage their finances in a simple and convenient way.

In the Arion app, you not only have a good overview of your finances but also a good overview of your children's finances. Additionally, spouses can grant access to each other's accounts, making household finances even simpler and more convenient.

Ar­ti­cles

Það geta allir sótt um bílalán hjá okkur

What do you need to keep in mind when buying a car?

It costs a fair amount to buy and operate a car – which is why it pays to do some research before finalizing your purchase and getting behind the wheel of your new vehicle. Here are some practical tips that will hopefully help you in your search for your dream car.

Read more
Flugvöllur

Money-saving tips for your trip

Credit cards are widely accepted nowadays, making currency almost unnecessary for travel. However, it's sometimes wise to carry cash for security. Recently, unexpected power outages in Spain and Portugal prevented card payments. Situations can also arise where your card doesn't work or vendors prefer cash payments, such as taxi drivers or restaurants. Many people also prefer to leave tips in cash.

Read more
Íbúðalán

Choosing the right mortgage

Choosing the right mortgage is a major decision that affects your household finances for many years. Therefore, it's important to understand how the choice of loan term and type can change both the payment burden and total cost. Whether the loan is indexed or non-indexed, and how long the loan term is, can have significant effects on payment burden and equity building.

Read more
Það geta allir tekið Núlán í Arion appinu

How does the apartment purchase process work?

After checking your payment capacity and securing a down payment, it's time to find your dream property. This process can take varying amounts of time, but it's important to choose carefully and find a property that has most of the features you're looking for.

Most people have very clear ideas about what kind of apartment they're looking for and what requirements it needs to meet, but it's good to keep in mind that you may not find an apartment that fulfills all your wishes. When buying your first property, you often need to prioritize features and choose the property that checks the most boxes if you can't find one at the right price that meets all your criteria.

Read more
Hlutamyndir

Does the loan term matter?

When taking out a new loan, the repayment period can be crucial. The maximum loan term varies, but the longest loans are for real estate purchases, which can extend up to 40 years.

Read more
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