To excel by offering smart and reliable financial solutions which create future value for our customers, shareholders and society as a whole.

Excel at what we do

• Solution-oriented and performance-driven culture
• Outstanding employees in a motivating environment which is innovative, demanding and enjoyable
• Work with partners who enhance our business and diversify our product offering

Offer smart solutions

• Diverse and value-added services for discerning customers
• Service and decisions are based on data and analysis
• Digital solutions which make our services more convenient

Create future value

• See things from our customers’ perspective and understand their needs and goals
• Work responsibly, guided by sustainability
• Be there for our customers by providing ingenuity, solutions and financial resources

Key areas of operations

Retail Banking

• A total of 17 branches and service centres across Iceland.
• Services are provided through digital channels such as online banking, the app and the call centre.
• Provides individuals and small companies with diverse financial services such as loans, savings advice, payment cards, pension savings and insurance.
• Focus on convenient digital solutions and value-adding service at our branches

Corporate & Investment Banking

• Provides companies with comprehensive financial services and personalized services to meet the needs of each client.
• Diverse range of investment options, financing, advisory, factoring, liquidity management, billing service and online banking.
• Provides comprehensive advisory services and other services to companies undergoing financial restructuring.
• Substantial part of the Bank’s assets comprises loans to companies representing the key sectors of the economy.
• The focus is on personal services and gaining an in-depth understanding of what the client needs.

Markets

• The division invests financial assets on behalf of clients.
• Comprises Private Banking, Pension Funds Administration, Capital Markets and Institutional Asset Management.
• Capital Markets buys and sells securities, foreign exchange and derivatives for the Bank’s clients on the domestic and international markets.
• Manages pension funds which administer both supplementary pension and mandatory pension schemes.
• Distributor of funds managed by some of the world’s biggest fund managers.
• Stefnir hf. is an independent financial company owned by Arion Bank. Further information on Stefnir can be found on www.stefnir.is.