Ertu námsmaður?
Námsárin eru tími til að læra, vaxa og byggja upp framtíðina. Við bjóðum lausnir sem geta hjálpað þér að einbeita þér að náminu þegar þörf krefur.
Námsárin eru tími til að læra, vaxa og byggja upp framtíðina. Við bjóðum lausnir sem geta hjálpað þér að einbeita þér að náminu þegar þörf krefur.
Það getur verið krefjandi að vera í námi og fjárhagsleg staða breyst á meðan á því stendur eða við lok þess. Framfærslulán og námslokalán eru úrræði sem geta veitt aukinn sveigjanleika þegar þörf krefur, hvort sem markmiðið er að brúa bilið á meðan námi stendur eða styðja við næstu skref að námi loknu.
A Student Overdraft Loan is provided as an overdraft on a dedicated expenses account.
The cost of the loan comes in the form of interest, which is significantly lower than that of a standard overdraft.
You can open a living expenses account at your nearest branch, and afterwards, you can apply for a living expenses loan through Arion Bank’s online banking. A requirement for the loan is a loan guarantee from the Student Loan Fund.
Loan amount is maximum ISK 3,000,000 with real estate collateral or ISK 1,000,000 without collateral.
You can choose between an indexed or non-indexed loan.
To ease the payment burden initially, it is possible to choose to pay only interest payments for up to 24 months from the loan disbursement.
The loan term depends on collateral, indexation, and interest payment dates.
At first, it might not seem like a big change in life to turn 18. It feels the same to wake up at 17 and at 18, and the day's tasks remain the same. Legally, however, there is a very significant difference between these two days, and countless things change when the clock strikes midnight on the last day of the seventeenth year.
Were you just starting your first job? Congratulations on that! Taking your first step into the workplace is a significant milestone with many things to consider. We've compiled some practical advice that's good to keep in mind.
Moving out of your parents’ home is a big step in anyone’s life. Leaving the security of your family home and taking on the responsibility of running your own household can feel overwhelming, even though most people are excited about it.
It's never too late to start saving. However, it can be a bit difficult to do exactly that: To start. Because the big question is...
...where does one actually begin?
Katrín Lára Sigurðardóttir er ungur sérfræðingur hjá Arion banka og kveðst hafa byrjað snemma að spara sér fyrir fyrstu íbúðinni sinni.
Economic concepts can often seem complex and difficult to understand what they really mean. They appear regularly in news and discussions about economic affairs, but many people don't quite know what lies behind them. We want to help you understand common concepts that are good to know, such as inflation, policy interest rates, economic growth, and indexation.
Helena Kristín Brynjólfsdóttir er viðskiptastjóri hjá Premía-þjónustu Arion banka. Hún hefur áralanga reynslu úr íslensku fjármálakerfi og hefur beitt ólíkum aðferðum til að ávaxta persónulegan sparnað sinn í gegnum tíðina, allt eftir því hver markmiðin voru hverju sinni.
When your family grows, it brings both joy and new challenges. It’s important to plan your household finances in advance, as expecting a child means changes in both income and expenses. Ideally, you should start thinking about your finances even before deciding to expand your family, as having a financial buffer can help bridge the gap that often occurs during parental leave.
Buying your first home is an exciting milestone, but the process can be complex and challenging. As purchasing a property is one of the biggest financial decisions you will make, it’s essential to start saving early. Building up enough equity for a deposit takes time, but with good planning and the right tools, you can speed up the process.
When aiming for university-level studies, most people want to be able to fully concentrate on their studies and reduce their work commitments significantly or entirely. For this to work, it's necessary to secure financial support for the student and their family during the study period. One of the available options is to apply for a student loan.
After checking your payment capacity and securing a down payment, it's time to find your dream property. This process can take varying amounts of time, but it's important to choose carefully and find a property that has most of the features you're looking for.
Most people have very clear ideas about what kind of apartment they're looking for and what requirements it needs to meet, but it's good to keep in mind that you may not find an apartment that fulfills all your wishes. When buying your first property, you often need to prioritize features and choose the property that checks the most boxes if you can't find one at the right price that meets all your criteria.
It costs a fair amount to buy and operate a car – which is why it pays to do some research before finalizing your purchase and getting behind the wheel of your new vehicle. Here are some practical tips that will hopefully help you in your search for your dream car.
Moving away from home marks a major step in most of our lives. We say goodbye to the protected environment of our parents' home and suddenly wake up in a place where no one reminds us to put all the dirty socks in the washing machine, fill up the refrigerator, or salt the steps when it freezes overnight. We are responsible for all household management ourselves – including finances.
Taking the first step into the real estate market can seem overwhelming. The process appears complex and expensive, but many have climbed this mountain before—and the first step is to understand the process and what it entails.
It is very common for people to feel overwhelmed when it comes to investing, and many believe that only specially educated professionals or seasoned investors can invest. There is a widespread misconception that the process is extremely complicated and not something everyone can engage in.
This is far from the truth — anyone can take their first steps in investing, and it can be a promising option for those who want to grow their financial assets.