Give your child a se­cure fin­an­cial start

Going to the bank and opening an account, getting access to online banking, and receiving your first payment card are all significant steps in the lives of children and adolescents.

Part of growing up and becoming an adult is gradually learning to make decisions about money and understanding how finances work. However, this needs to happen in small steps, and it's important to teach children and teenagers about finances just like other major aspects of life.

It's never too early to start saving, and it's also good to introduce children to saving at a young age. The first steps in teaching saving are usually taken by filling a piggy bank and bringing it to the bank, perhaps even receiving a small reward to take home.

When your family grows, it brings both joy and new challenges. It’s important to plan your household finances in advance, as expecting a child means changes in both income and expenses. Ideally, you should start thinking about your finances even before deciding to expand your family, as having a financial buffer can help bridge the gap that often occurs during parental leave.

At first, it might not seem like a big change in life to turn 18. It feels the same to wake up at 17 and at 18, and the day's tasks remain the same. Legally, however, there is a very significant difference between these two days, and countless things change when the clock strikes midnight on the last day of the seventeenth year.